On June 1, 2026, a fast-moving storm pushed across the Denver metro and dropped hail across central Denver, including the Capitol Hill neighborhood. Reports that afternoon put hail anywhere from about one inch near central Denver up to golf ball size in parts of the city, with even larger stones out on the eastern plains. In Capitol Hill, the damage landed squarely in the one to two inch range, which is more than enough to bruise and crack an asphalt shingle roof.
You do not need to climb a ladder to know hail came through. After the storm, Capitol Hill streets were covered in stripped leaves and downed branches. When hail is large enough to tear leaves off trees and snap small branches, it is carrying enough energy to damage a roof at the same time. Dented gutters, dinged downspouts, and pockmarks on fences or AC unit fins are all signs your shingles likely caught the same impacts.
If your roof took a hit, the next question is almost always about cost. Here is what a new roof runs in 2026, broken down by material, plus what makes a Capitol Hill job a little different.
One of the first questions homeowners ask when facing a new roof is:
"How much will it cost to replace my roof?"
The answer depends largely on the roofing material you choose, the size of your home, and the complexity of the roof. Across the United States in 2026, most homeowners spend between $10,000 and $30,000 to replace a roof. Premium roofing systems can exceed $50,000 depending on materials and installation complexity.
The largest factor is the roofing material itself. Here are the five most common roofing systems used on homes today:
Most roofing contractors price roofs by the square foot installed. A standard residential roof is typically 1,800 to 2,500 square feet, though the larger, taller homes common in Capitol Hill can run bigger. Here is a simplified comparison of average roofing costs in 2026:
| Roofing Material | Cost Per Sq Ft Installed | Typical Roof Cost |
|---|---|---|
| Asphalt Shingles | $4 to $10 | $8k to $18k |
| Synthetic Tile | $8 to $15 | $16k to $30k |
| Stone-Coated Steel | $10 to $18 | $20k to $36k |
| Concrete Tile | $10 to $27 | $21k to $55k |
| Standing Seam Metal | $12 to $30 | $24k to $60k |
The difference between materials can easily exceed $40,000 depending on roof size and installation complexity.
Asphalt shingles remain the most widely used roofing material in North America because they provide the lowest upfront cost. They are also what sits on most Capitol Hill roofs today.
There are three main asphalt roofing types:
| Asphalt Type | Typical Installed Cost |
|---|---|
| 3-Tab Shingles | $4 to $6 per sq ft |
| Architectural Shingles | $6 to $12 per sq ft |
| Luxury Shingles | $10 to $16 per sq ft |
Most homeowners today install architectural shingles, which offer better durability and appearance than older 3-tab products. For the larger homes common in Capitol Hill, a full asphalt replacement typically lands in the $20,000 to $25,000 range, moving higher with premium or Class 4 impact-resistant shingles.
15 to 30 years depending on weather exposure and installation quality.
Concrete tile roofing is a premium system known for durability and architectural appearance.
Tile roofs cost more because installation requires specialized labor, reinforced roof structures, and more installation time.
Concrete tile roofs commonly last 50 years or longer, which makes them popular in areas with intense sun exposure or severe weather.
Synthetic roofing has grown popular over the past decade. These systems are manufactured from advanced polymer composites designed to replicate slate, shake, or tile. If you have seen synthetic slate around Capitol Hill, this is the category it falls into.
Many synthetic systems are rated for 40 to 50 years of performance.
Stone-coated steel roofs combine metal durability with the appearance of traditional roofing materials. The steel panels are coated with stone granules to mimic tile, shake, or architectural shingles.
Stone-coated steel roofs typically last 40 to 70 years. They are especially popular in areas with hail or high winds because the steel panels provide excellent impact resistance.
Standing seam metal roofing is one of the most durable residential roofing systems available today. Instead of overlapping shingles, it uses long metal panels that lock together with raised seams.
Standing seam metal roofs commonly last 50 to 70 years or longer with minimal maintenance.
When evaluating roof cost, think beyond the upfront installation price. An asphalt roof may last 20 years, while metal or tile may last 50 or more. Over a long enough period, replacing asphalt roofs multiple times can sometimes cost as much as installing a premium system once. The right roofing system ultimately depends on your budget, how long you plan to stay in your home, and the performance you want from your roof. For a full breakdown by material, lifespan, and value over time, read our complete guide: How Much Does A New Roof Cost in 2026 (https://www.excelroofing.com/blog/how-much-does-a-new-roof-cost-in-2026).
Material is only part of the cost story. Where your home sits affects how a crew can actually do the work, and Capitol Hill is one of the more challenging neighborhoods on the Front Range to roof safely.
None of this should scare you off. It simply means experience and planning matter more here than on a wide-open suburban lot.
This is the question everyone asks, and the honest answer is that it depends on how your homeowners policy is written. The biggest factor is whether your roof is covered at replacement cost value or actual cash value.
Replacement cost value (RCV) means the insurer pays what it costs to replace the roof with a new one of like kind and quality. After you meet your deductible, RCV coverage is designed to put a full new roof back on your home.
Actual cash value (ACV) pays the depreciated value of the roof, factoring in the age and remaining life of the existing shingles. On an older roof, that depreciation can be significant, and the payout reflects the worn condition of the roof rather than the cost of a brand new one.
Then there is your deductible. Some Colorado policies use a flat dollar deductible, while many now use a percentage based wind and hail deductible, often around one percent of your home's insured value. On a home insured at $500,000, a one percent deductible is $5,000 out of pocket before coverage kicks in. Whatever your coverage looks like, the insurance carrier makes the final call on the claim.
If you are in Capitol Hill or anywhere across the Front Range that got hit on June 1, the smartest move is to get a professional inspection while the damage is fresh and easy to tie to a dated storm event. Most insurers have time limits for filing a hail claim, so it pays to act rather than wait for a leak to show up months later. A good inspection should document granule loss, impact bruising, cracked or split shingles, and any damage to flashings, vents, and gutters, with photos you can hand to your insurance company.
Excel Roofing has served the Front Range since 1993 and has helped more than 55,000 homeowners protect their homes. We are an Owens Corning Platinum Preferred Contractor, a designation held by a small percentage of roofers nationwide. We offer free, no-pressure inspections, charge no money upfront, and have no cancellation fees, so there is no risk in finding out exactly where your roof stands after this storm.
If the June 1 hail hit your neighborhood, give us a call and let us take a look. You Don't Pay A Cent Until You're Content.
How can I tell if hail damaged my roof in Capitol Hill?
Start at ground level. Stripped leaves, downed branches, dented gutters and downspouts, and pockmarks on fences or AC fins all point to hail large enough to bruise and crack asphalt shingles. The June 1, 2026 storm dropped one to two inch hail across Capitol Hill, which is more than enough to damage a roof.
What is the difference between RCV and ACV roof coverage?
Replacement cost value (RCV) pays to replace your roof with a new one of like kind and quality after your deductible. Actual cash value (ACV) pays the depreciated value of the existing roof, factoring in its age and remaining life, which can mean a noticeably smaller payout on older roofs.
How much does each type of roofing material cost in 2026?
Asphalt shingles run about $4 to $10 per square foot ($8,000 to $18,000 for most homes), synthetic tile $8 to $15 ($16,000 to $30,000), stone-coated steel $10 to $18 ($20,000 to $36,000), concrete tile $10 to $27 ($21,000 to $55,000), and standing seam metal $12 to $30 ($24,000 to $60,000). Material, roof size, and complexity drive the final price.
Why is roof replacement more challenging in Capitol Hill?
Homes sit very close together, so shingle loader trucks often cannot reach the roof and material must be loaded by hand. Boom trucks must stay clear of overhead power lines because electricity can arc to a metal boom. Parking and staging are limited, and proper tarping frequently requires protecting neighboring properties, all of which call for an experienced local crew.