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How Much Does A Stone-Coated Steel Roof Cost in Colorado Springs 2026

Written by Chris Schloemer | Apr 8, 2026 12:08:46 AM
A note for military families and rental property owners

A Complete 2026 Guide to Stone-Coated Steel Roof Replacement Costs

From Excel Roofing, Inc., Serving the Denver Front Range Since 1993

If you are a Colorado Springs homeowner or rental property owner looking at a roof replacement, your first question is likely: how much is this going to cost? The short answer is that a new stone-coated steel roof in Colorado Springs typically ranges from $23,400 to $58,500 for an average-sized home. The final price depends on several key factors, from roof size and pitch to the style of shingle and how it is attached.

This guide is written by Excel Roofing's team with decades of Front Range experience. We will break down everything you need to know so you can plan your budget with confidence and make the right call for your home or investment property.

Colorado Springs Cost Overview

 All figures include materials, labor, tear-off of the old roof. Given Colorado Springs' intense climate with hailstorms, heavy snow, and rapid freeze-thaw cycles at elevation, Excel Roofing will always include a Class 4 hail-resistant option as part of your Good-Better-Best quote.

Here is what we like about Stone-Coated Steel

  • Hail Resistance - nearly all stone-coated steel are ranked as class 4 impact resistance
  • Stone-coated steel comes in shingle, tile or barrel, shake, and slate styles, offering real curb appeal with class 4 hail resistance
  • Longevity of 50 or more years makes it ideal for investment properties, giving you one roof for the life of your home or rental
  • Ceramic granules help snow and ice to cling to the roof instead of sliding off and provide great UV protection

Key factors that affect your cost

1. Roof size

Roofing is priced by the "square," where one square equals 100 square feet. The average Colorado Springs home runs between 2,000 and 3,000 square feet, or 20 to 30 squares. Larger roofs cost more in both materials and labor. Rental properties with simpler rooflines tend to sit near the lower range, while custom or larger homes push toward the high end.

2. Shingle style and attachment method

Stone-coated steel comes in shingle (low profile, similar to asphalt), tile or barrel (Spanish style), shake (mimics cedar), and slate. Each style carries a different price point. Shingles can also be attached directly to the roof decking or batten mounted, which uses a raised wood strip that adds airflow and durability at a higher labor cost.

3. Roof pitch and complexity

Steeper or more complex roofs require additional labor, equipment, and precision. Multiple valleys, dormers, skylights, and hips all add time to the job. Excel factors your specific roof difficulty into every estimate during your free inspection.

4. Tear-off and disposal

Excel always includes tear-off and disposal in our quotes. We recommend removing all existing layers before installation to ensure proper adhesion and maximum hail resistance. On approximately 5% of projects we discover rotted decking after tear-off. We will always communicate any additional costs to you before proceeding and will never surprise you with unexpected charges.

5. Contractor experience and warranty

Not all contractors are the same. For military families and rental owners especially, working with a licensed, insured, and locally rooted contractor matters. You need someone you can call back. Excel Roofing has served the Front Range since 1993, completing over 55,000 projects. As certified installers for DECRA and Westlake Royal, we can offer extended material warranties that uncertified contractors simply cannot provide.

The Colorado Springs climate factor

Colorado Springs sits at 6,035 feet, even higher than Denver, placing it squarely in Hail Alley with intense UV exposure that accelerates shingle aging faster than at sea level. Add the military's signature tight housing clusters at Fort Carson, Peterson, and the Air Force Academy housing areas, which take significant storm damage in active hail seasons, and you understand why choosing the right roof matters enormously here.

Insurance industry data consistently ranks Colorado among the top states for hail-related property damage claims. For rental owners, a hail event that forces tenant displacement is a worst-case scenario. Stone-coated steel dramatically reduces that risk.

Will Stone-Coated Steel Roofing Increase Your Home Value?

Yes! Stone-Coated Steel roofs will typically increase your home's value around 6%. Of course, this is dependent on the market, your specific home. In rare occasions, some communities will require a tile roof. In order to install a tile system on a  roof that was designed for it, it will need to be evaluated by a structural engineer. If the home is not load bearing enough to support the tile system, a stone-coated steel system may be your best option. A homeowner, based on our experience and the market, may be able to recoup 55-80% of the cost of the system when they sell the home *market depending.

Will a stone-coated steel roof lower my insurance?

Before replacing your roof, have a conversation with your insurance agent. Military homeowners on BAH and rental investors alike can benefit from the durability profile of stone-coated steel. Insurance companies reward roofs that are unlikely to generate repeat claims. Installing a Class 4 impact-resistant roof can open up options around your deductible structure. Key questions to ask your agent:

  • How much will my deductible be?
  • Will my premium change based on the type of roof I choose?
  • Will future coverage shift from Replacement Cost Value to Actual Cash Value as the roof ages?
  • Does a Class 4 impact-resistant shingle qualify me for a premium discount?

Excel Roofing can also help you navigate the claims process if hail or wind damage triggered your replacement. This is a particularly valuable service for rental owners managing properties remotely.

Special considerations for military families and rental owners

PCS orders do not wait for the right roofing season. If you are facing a move and need to sell or rent your property quickly, a deteriorating or aging asphalt roof is a liability. It can delay sales, reduce offers, and create headaches for property managers. Stone-coated steel adds tangible resale value and makes rental transitions smoother. No landlord wants to replace a roof between tenants.

For active-duty families returning after deployment, the last thing you need is a surprise roof failure. Stone-coated steel's 50-plus year lifespan means it is genuinely a set-it-and-forget-it solution for the life of your Colorado Springs home, whether you are here for three years or three decades.

Final thoughts

A new stone-coated steel roof in Colorado Springs is a significant investment, typically ranging from $23,400 to $58,500 for most Front Range homes. Insurance companies have begun reducing coverage for asphalt shingle roofs and are showing a clear preference for more hail-resistant options. While stone-coated steel costs two to three times more than asphalt upfront, the durability, insurance benefits, and low maintenance profile make the long-term math work, especially for investment properties and homes you plan to hold for many years.

Excel Roofing's Good-Better-Best quoting process is designed to make those trade-offs clear and simple, so you can make a confident decision on your own schedule.

DISCLAIMER - The cost and economics of home values, and roofing system, are specific to the address and property. This is not financial advice and all statements are Excel Roofing's opinion based on our experience. Values and price ranges will vary widely.