Flexible Financing Solutions

Financing Options Designed Around You

You should have options. Not confusion. We structure financing around what makes the most sense for your situation, timeline, and cash flow.

Secure the Best Rates with a Home Equity Line of Credit

When it comes to funding your project, a Home Equity Line of Credit (HELOC) offers flexibility and rates that standard financing simply can’t match. By leveraging your equity, you unlock lower monthly payments and zero pre-payment penalties. Explore competitive fixed and variable options below to find your perfect fit.

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Ent Wings Credit Union and Excel Roofing

Reduced-Interest & Same-as-Cash Loans

Our financing options are designed to give you structured payment solutions so you can protect your property without unnecessary financial strain.

12 Month 0% Deferred Interest

Short-term solution. Preserve cash now and pay within 12 months.

60 Months at 7.99% Interest

Balanced approach. Manageable monthly payments with a mid range term.

120 Months at 7.99% Interest

Long term structure. Lower monthly payments spread over time.

Financing Options — Excel Roofing

Flexible Financing

Financing Options
Designed Around You

You should have options — not pressure, not confusion. We structure financing around what makes the most sense for your situation, timeline, and cash flow.

Enter your project amount to see estimated payments Estimates update instantly across all options below

Choose the structure that fits your situation

Same As Cash

12 Months

0% Interest — No Monthly Payments

Make any payment amount that works for your budget — as long as the full balance is paid off by the end of the 12-month term, no interest is charged.

Loan range: $1,000 – $100,000

Monthly Payment$0

Short Term

60 Months

6.99% APR

Reduced-interest loan with manageable monthly payments. A solid balance between payment size and total cost.

Loan range: $1,000 – $100,000

Est. Monthly—

Long Term

120 Months

6.99% APR

Reduced-interest loan with lower monthly payments spread over time. Best for larger projects.

Loan range: $3,000 – $100,000

Est. Monthly—

You will see the full breakdown before making any decision — monthly payment, term, interest rate, and total cost. No hidden numbers. No surprises.
Approval is subject to credit approval. • Dealer #11545 • Service Finance Company • (866) 393-0033

Or pay by credit card

Credit Card Payment Option

You may also choose to pay by credit card. The total reflects a 3% convenience fee added to the project amount.

Project Amount ($)

Total with 3% convenience fee —

All estimates are illustrative only and subject to credit approval. Actual terms, rates, and monthly payments may vary. This calculator does not constitute a financing offer or guarantee of approval. Financing terms shown reflect Service Finance Company program rates as of 6/12/2026 and are subject to change without notice. Dealer fees shown are estimates and subject to change. Contact us or call (866) 393-0033 for exact figures.

Our Commitment

Financing Built Around Transparency

Since 1993, Excel Roofing has approached every project with one principle: homeowners deserve clear information to make informed decisions. Our financing options reflect that same commitment structured payment plans with no hidden terms, no confusion, and no unnecessary financial burden.

We understand that protecting your property is essential, but it should not create financial strain. That is why we offer transparent financing structures designed to fit your situation, your timeline, and your budget.

Common Questions

Financing Questions

Find answers to common questions about our financing options and payment methods. For additional information about our roofing services, warranties, or project timelines, contact our team directly.

What financing terms are available?

Will I see all costs before making a decision?

Can I pay by credit card instead?

Flexible Payment Options

Our financing solutions are structured around your timeline and budget. Whether you need short-term flexibility or manageable monthly payments, we provide transparent options.

Review the full breakdown before making a decision—monthly payment, term, interest rate, and total cost. No hidden numbers. No surprises.

Talk to an Expert