How Much Is A New Roof In Aurora Colorado?

Aurora Hail Damage and 2026 Roof Replacement Costs

On June 1, 2026, a strong storm swept across the Denver metro and into Aurora, dropping enough hail to strip the leaves right off the trees. If you walked outside afterward and saw leaves and small branches scattered across your yard, that is one of the clearest signs hail came through hard enough to do real damage. Asphalt shingles, which cover the large majority of Aurora homes, are easily damaged by hail, so there is a good chance your roof took a hit.

So what should you do? The most common worry is the roof itself, and the smartest first step is not the one most people expect. Before you call your insurance company, have a roofer inspect the roof and confirm you actually have damage worth filing on. More on why that order matters below. First, here is what a new roof costs in 2026, how financing can help, and how insurance fits in.

Downed leaves are a good indicator the hail was strong enough to damage your roof 

Roofing Prices by Material

One of the first questions homeowners ask when facing a new roof is:

"How much will it cost to replace my roof?"

The answer depends largely on the roofing material you choose, the size of your home, and the complexity of the roof. Across the United States in 2026, most homeowners spend between $10,000 and $30,000 to replace a roof. Premium roofing systems can exceed $50,000 depending on materials and installation complexity.

The largest factor is the roofing material itself. Here are the five most common roofing systems used on homes today:

• Asphalt shingles
• Concrete tile
• Synthetic tile
• Stone-coated steel
• Standing seam metal

Average Roof Replacement Cost in 2026

Most roofing contractors price roofs by the square foot installed. A standard residential roof is typically 1,800 to 2,500 square feet. One advantage in Aurora is that its newer, more spread-out suburban neighborhoods usually give crews easy access for equipment and material loading, which keeps the job straightforward compared to Denver's older, tightly packed core. Here is a simplified comparison of average roofing costs in 2026:

The difference between materials can easily exceed $40,000 depending on roof size and installation complexity.

Asphalt Shingle Roof Cost in 2026

Asphalt shingles remain the most widely used roofing material in North America because they provide the lowest upfront cost. They are also what sits on most Aurora roofs today.

Average Cost

• $4 to $10 per square foot installed
• $8,000 to $18,000 for most homes

There are three main asphalt roofing types:

Most homeowners today install architectural shingles, which offer better durability and appearance than older 3-tab products. For the typical Aurora home, an asphalt replacement often lands in the $12,000 to $15,000 range, with larger homes or premium shingles running higher.

Lifespan

15 to 30 years depending on weather exposure and installation quality.

Concrete Tile Roof Cost in 2026

Concrete tile roofing is a premium system known for durability and architectural appearance.

Average Cost

• $10 to $27 per square foot installed
• $21,000 to $55,000 for most homes

Tile roofs cost more because installation requires specialized labor, reinforced roof structures, and more installation time.

Lifespan

Concrete tile roofs commonly last 50 years or longer, which makes them popular in areas with intense sun exposure or severe weather.

Synthetic Tile Roof Cost in 2026

Synthetic roofing has grown popular over the past decade. These systems are manufactured from advanced polymer composites designed to replicate slate, shake, or tile.

Average Cost

• $8 to $15 per square foot installed
• $16,000 to $30,000 for most homes

Why homeowners choose synthetic roofs

• Lighter than traditional tile
• Easier installation
• Impact-resistant materials
• Realistic architectural appearance

Lifespan

Many synthetic systems are rated for 40 to 50 years of performance.

Stone-Coated Steel Roof Cost in 2026

Stone-coated steel roofs combine metal durability with the appearance of traditional roofing materials. The steel panels are coated with stone granules to mimic tile, shake, or architectural shingles.

Average Cost

• $10 to $18 per square foot installed
• $20,000 to $36,000 for most homes

Lifespan

Stone-coated steel roofs typically last 40 to 70 years. They are especially popular in areas with hail or high winds because the steel panels provide excellent impact resistance.

Standing Seam Metal Roof Cost in 2026

Standing seam metal roofing is one of the most durable residential roofing systems available today. Instead of overlapping shingles, it uses long metal panels that lock together with raised seams.

Average Cost

• $12 to $30 per square foot installed
• $24,000 to $60,000 for most homes

Lifespan

Standing seam metal roofs commonly last 50 to 70 years or longer with minimal maintenance.

Choosing the Right Roofing Material

When evaluating roof cost, think beyond the upfront installation price. An asphalt roof may last 20 years, while metal or tile may last 50 or more. Over a long enough period, replacing asphalt roofs multiple times can sometimes cost as much as installing a premium system once. The right roofing system ultimately depends on your budget, how long you plan to stay in your home, and the performance you want from your roof. For a full breakdown by material, lifespan, and value over time, read our complete guide: How Much Does A New Roof Cost in 2026 (https://www.excelroofing.com/blog/how-much-does-a-new-roof-cost-in-2026).

Flexible Financing Options From Excel Roofing

Even with insurance, a roof project can mean covering a deductible or choosing to upgrade your materials, so Excel Roofing offers financing to keep cost from standing between you and a sound roof. We provide structured, transparent payment plans through our financing partner, and you see the full breakdown of monthly payment, term, interest rate, and total cost before you commit. Current options include:

• 12 months at 0% deferred interest: a short-term plan with no interest if the balance is paid in full before the term ends.
• 60 months at 7.99% APR: a balanced plan with manageable monthly payments.
• 120 months at 7.99% APR: a long-term plan with the lowest monthly payments, spread over time.

If financing is not the right fit, you can also pay by credit card, which adds a 3 percent convenience fee. All financing is subject to credit approval, and the terms above are illustrative rather than a guaranteed offer.

You can review the details and estimate your monthly payment on our financing page: Roofing Financing Options (https://www.excelroofing.com/flexible-roofing-financing-options-for-colorado-homes-excel-roofing).

Will Insurance Cover Your Hail Damage?

If you have an asphalt shingle roof in Aurora, hail damage is covered in most cases. The bigger question is how much your policy will actually pay, and that comes down to whether you carry replacement cost value or actual cash value coverage.

Replacement cost value (RCV) means the insurer pays what it costs to replace the roof with a new one of like kind and quality. After you meet your deductible, RCV coverage is designed to put a full new roof back on your home.

Actual cash value (ACV) works differently. The insurer subtracts depreciation based on the age and remaining life of your existing roof, so the older the roof, the larger that reduction. On a heavily depreciated older roof, the payout can come in well below full replacement cost, leaving you to cover the difference. The exact reduction depends on your roof's age and condition, and the carrier makes the final call.

Call a Roofer Before You Call Your Insurance Company

Here is the advice J Bretz leads with, because it saves Aurora homeowners real headaches. Do not call your insurance company first. Call Excel Roofing. We will come out, inspect the roof, and tell you honestly whether you have damage and whether you should file a claim.

Why does the order matter? If you call your insurer first and they send an adjuster who decides there is not enough damage to approve a claim, that inquiry can still land on your claims history even though nothing was paid out. Having a roofer confirm real damage first means you only file when it makes sense, and you avoid an unnecessary claim on your record. Excel Roofing inspections are free, so there is no downside to finding out where you stand before involving your insurer.

Why Homeowners Call Excel Roofing

Excel Roofing has served the Front Range since 1993 and has helped more than 55,000 homeowners protect their homes. We are an Owens Corning Platinum Preferred Contractor, a designation held by a small percentage of roofers nationwide. We offer free, no-pressure inspections, charge no money upfront, and have no cancellation fees, so there is no risk in finding out exactly where your roof stands after this storm.

If you have any questions, or if you have not done so already, call Excel Roofing for an inspection or use our easy online scheduler to pick a day and time that works best for you. We look forward to inspecting your roof. You Don't Pay A Cent Until You're Content.

Frequently Asked Questions

How can I tell if hail damaged my roof in Aurora?

Start at ground level. Leaves stripped from trees, downed branches, dented gutters and downspouts, and pockmarks on fences or AC fins all point to hail large enough to bruise and crack asphalt shingles. The June 1, 2026 storm dropped enough hail across Aurora to do exactly that, so it is worth having the roof inspected.

How much does each type of roofing material cost in 2026?

Asphalt shingles run about $4 to $10 per square foot ($8,000 to $18,000 for most homes), synthetic tile $8 to $15 ($16,000 to $30,000), stone-coated steel $10 to $18 ($20,000 to $36,000), concrete tile $10 to $27 ($21,000 to $55,000), and standing seam metal $12 to $30 ($24,000 to $60,000). A typical Aurora home often falls around $12,000 to $15,000 for asphalt.

What financing options does Excel Roofing offer?

Excel Roofing offers three structured plans through our financing partner: 12 months at 0% deferred interest, 60 months at 7.99% APR, and 120 months at 7.99% APR. You can also pay by credit card with a 3 percent convenience fee. All plans are subject to credit approval, and you see the full payment, term, rate, and total cost before committing.

Should I call my insurance company or a roofer first?

Call a roofer first. If you file with your insurer before confirming you have real damage and they deny the claim, that inquiry can still appear on your claims history. A free inspection tells you whether you have enough damage to justify a claim before anything goes on your record.

What is the difference between RCV and ACV roof coverage?

Replacement cost value (RCV) pays to replace your roof with a new one of like kind and quality after your deductible. Actual cash value (ACV) subtracts depreciation based on the roof's age and condition, so an older roof can see a noticeably smaller payout, with you covering the difference.