4510 S Federal Blvd Englewood, Colorado 80110

3525 N Cascade Ave #204 Colorado Springs, CO 80907

(303) 761-6400(24/7)

(719) 434-3020(24/7)

Understanding The Colorado Roofing Laws

How Do Colorado Roofing Laws Affect You?

SENATE BILL 12-038

The Consumer Protection/Residential Roofing Act, Colorado Senate Bill 38 (SB38), was signed into law on June 6th, 2012.  For many years, the Colorado Roofing Association (CRA) has tried to get Colorado legislature to pass state licensing for all roofers.


State licensing was believed to protect consumers during large hail storms. 


There was fierce opposition to state licensing, mainly from home builder associations, who feared that this would cause the cost of roofing to increase dramatically.


Fortunately, the Colorado Senate was able to pass a different type of legislation which specifically addressed the problems of residential roofing during hail storms that the home builder associations did not oppose.


To date, we do not know if anyone has ever been prosecuted for violating these laws.


However, the practical reality is that the consumer rights granted by this legislation can help customers in a number of ways; for example, if a consumer is in a bad contract or has had a roofing job done and needs to sue the contractor because of bad work.


ITEMS THAT ARE REQUIRED BY THE COLORADO ROOFING LAWS TO BE LISTED ON THE ROOFING CONTRACT ARE AS FOLLOWS:

  1. The scope of work and material to be used for the new roof
  2. The cost to do the roofing job and approximate dates of when the roof will be installed
  3. The roofing contractor’s address, phone number, and insurance company information
  4. The consumer’s right to cancel the contract within 72 hours and what the contractor’s cancellation fee will be if the contract is cancelled after the 72-hour right of rescission
  5. Notice that the contractor cannot pay, waive, or in any other way cover the consumer’s deductible if the roofing job is being paid from an insurance claim
  6. Notice to the consumer that any money paid in advance will be held in a special trust account until the material is purchased
  7. Notice to the consumer that if any part of the insurance claim is rescinded in whole or part that the consumer will have another 72-hour right of rescission to cancel the contract


The Colorado Roofing Law:

Prohibits a roofing contractor from paying, waiving or rebating an insurance deductible for a property owner.


Requires a contractor to return any payment or deposit made by the
property owner in conjunction with the contract for roofing work within 10
days after rescission of a contract.


States that if a roofing contractor promises to pay, waive or rebate a
homeowner’s deductible, the insurance carrier for the property owner is not
obligated to consider the estimate of costs for the roofing work prepared by
that contractor.


THE ISSUE WITH MONEY UP FRONT


Usually the problem is that the consumer has paid the contractor money up front.  There is a provision in SB38 that addresses this, which states that if a consumer has paid money up front and they cancel the contract, the contractor is obligated to refund the money within 10 days. However, trying to get a contractor to refund money can be extremely difficult. The reality is that the consumer will have more luck canceling a contract if they have not paid any money up front.


72-HOUR RIGHT OF RESCISSION


One especially helpful provision of SB38 that can be extremely useful to consumers canceling a contract is that if an insurance company revises the settlement, it restarts the 72-hour right of rescission. This means that if the consumer is able to get his insurance company to revise the insurance settlement downward by any amount of money, it gives the consumer the right to cancel the roofing contract.


CONSUMERS CAN MINIMIZE POTENTIAL PROBLEMS THEY MAY HAVE WITH A CONTRACTOR BY FOLLOWING THESE THREE EASY STEPS:

  1. Make sure that the type of roof and the total cost is clearly stated on the contract.
  2. Never sign a contract that has any type of cancellation fee.
  3. Never pay any money until the job is complete and you are happy.

Receive a half-price solar-powered attic fan for $500, with the purchase of a full roof. Normally $999.

eco-excel-roofing-asphalt-shingles-logo

Why Homeowners and Businesses Choose Us

Colo Radans
Read More
Excel Roofing is the only roofing company I would trust and recommend to others. Kevin M. is extremely helpful and professional at all time with his experience and knowledge.
Ralitsa Carter
Read More
I highly recommend consulting with a true roof insurance expert like Excel Roofing, as there are a lot of details one can easily miss if not in the field on a regular basis.
Mary Kimball
Read More
Omar came out and repaired some of our inside ceiling where the nails lifted the drywall. He is an amazing worker, a master at his job. Ask for Omar as he is a real asset to Excel Roofing!
Cindy L
Local Guide
Read More
This company has gone way beyond my expectations. Thank you Jay and especially thank you JR for doing such a great job, being dependable, on time and affordable.
Rick Sturdivant
Read More
Troy Lindsay and his team did a great job installing a new roof. They even worked with me when I wanted a solar-powered attic fan installed and helped me size and choose one.
brian niles
Read More
These guys are top notch! You will not find better service anywhere!! Thank you Excel!!
Dustin Sieve
Read More
I would absolutely recommend Excel roofing for any roofing, gutters or painting. I plan on using them again for any future claims.
Eric Zietlow
Read More
Eric the project manager answered all calls and e mails promptly, addressed any concerns, and followed up on small issues. Good looking roof, no headaches or stress on my end.
Nicki Shields
Read More
The building inspector said this was one of the best roof jobs she has seen, she was very impressed. I highly recommend Excel Roofing for roofs, siding, and windows. I could not be more pleased! Look no further.
Sonny Romero
Read More
Matt Foster was our Project Manager. Matt was very friendly, knowledgeable, and professional. He was involved from the estimate through the final inspection. Excel Roofing did an outstanding job.
ANDREW RODWIN
Read More
Troy and his crew were outstanding. He explained the details every step of the way. They gave us a job date and completed on time.
Kevin Donahue
Read More
Unlike the other companies who bid my roofing job, Excel (Brock) was not pushy and the deal did not have to be signed before he left the house. I am extremely pleased.
Ana Kauffman
Read More
Love Chris, had my best interest in mind during the entire roof replacement process. He was able to rush the job for us given that we were nearing the closing date of the sale of the house.
Andy Dimmen
Read More
Throughout the process I had one point of contact at Excel (Brock). Brock managed the entire process so that I didn’t have to do a thing. I will recommend Excel to everyone I know
Taylor Hood
Read More
I would have given 5 stars. Giving 4 because of how hard Matt worked to get project finished and they were priced very reasonable compared to other roofing companies.
Beth Rogers
Read More
Troy and his crew went above and beyond for us. Working to help us navigate insurance claim. Great job, on time, on budget, house looks great. Couldn't be happier! Highly recommend Mr Troy and his crew!
Bob Andersen
Read More
wonderful company to work with.. from the initial call for someone to come look.. the project manager Bob was at the house within an hour.
Mindy Densmore
Read More
They showed up on time, determined the problem, showed us a video of what to do to prevent it in the future and and took care of it immediately. I highly recommend Excel.
j snoy
Read More
I definitely recommend and will use again. Chris the project manager was very quick to respond and quite reliable. Overall, a great roofing experience.

Denver, Colorado

4510 S Federal Blvd
Englewood, Colorado 80110

 

Phone: (303) 761-6400

 

See All Denver Roofing Areas

Colorado Springs

3525 N Cascade Ave #204 Colorado Springs, CO 80907

 

Phone: (719) 434-3020

 

View Location

Sheridan, Wyoming

1574 N Main Street
Sheridan, Wyoming 82801

 

Phone: (307) 763-4050

 

View Location

Casper, Wyoming

373 Lakeview Drive
Casper, Wyoming 82604

 

Phone: (307) 237-770

 

View Location

c 2019-2020 Excel Roofing. All Rights Reserved. XML | HTML | FAQ | Privacy Policy

Schedule My Free Inspection/Bid Now




I would like a Roof inspectionI have a hail claimI need a new roofI need a roof repair