Should I call my insurance company first?
No. We recommend getting an independent roof inspection before you contact your insurer. Calling your insurance company first can open a claim on your record even if there is not enough damage to justify one, and a claim that closes with no payout can still affect your future premiums. An inspection first tells you whether you have real, documentable damage that is worth filing on.
If a claim is justified, your roof is typically replaced under your policy and your out of pocket cost is usually limited to your deductible. Many policies pay on a replacement cost basis, releasing the recoverable depreciation once the work is completed and documented.
How long do I have to file a hail claim in Colorado?
Many Colorado homeowner policies allow about one year from the date of loss to file a hail claim. With a storm date of June 24, 2026, that gives most homeowners until roughly June 2027, but you should confirm the exact deadline in your own policy. Do not wait, because new leaks can worsen over time and it becomes harder to tie damage back to a specific storm.
How do I avoid roofing scams after a Colorado hail storm?
After a major storm, out of town storm chasers move into affected neighborhoods looking for fast contracts. Protect yourself with a few simple rules:
- Never pay a roofer in full up front
- Never sign a contract that has cancellation fees
- Be wary of anyone who pressures you to sign on the spot
- Avoid any contractor who offers to waive or pay your deductible, which is illegal in Colorado
- Choose an established local company that will still be here for warranty service years from now
What will a new roof cost if mine is damaged?
Cost depends on material, roof size, slope, and complexity. The ranges below reflect Excel Roofing's 2026 installed pricing in Colorado, shown per square, which is 100 square feet of roof. Remember that on an approved hail claim, your out of pocket cost is often limited to your deductible rather than the full price below.
|
Roofing material |
Installed cost per 100 square feet (one square) |
|
Asphalt shingle |
$400 to $1,000 |
|
Synthetic tile |
$800 to $1,500 |
|
Stone coated steel |
$1,000 to $1,800 |
|
Concrete tile |
$1,000 to $2,700 |
|
Standing seam metal |
$1,200 to $3,000 |
For homeowners replacing asphalt, here are common Owens Corning shingle tiers, also priced per square at 100 square feet of roof:
|
Owens Corning shingle |
Installed cost per 100 square feet (one square) |
|
Oakridge, Class 3 impact rated |
$585 to $600 |
|
Duration, Class 3 impact rated |
$650 to $730 |
|
Duration Storm, Class 4 impact rated |
$700 to $800 |
Why homeowners call Excel Roofing
Excel Roofing has served Colorado homeowners since 1993 and is an Owens Corning Platinum Preferred Contractor, a status held by a small percentage of roofers nationwide. We provide free, no obligation roof inspections, we document hail damage thoroughly, and we walk through the insurance process with you from the first inspection to the final shingle. You don't pay a cent until you're content, and when the next storm rolls through, we're on top of it.
Schedule your free hail inspection: Call Excel Roofing at 303-761-6400 or request an inspection online. No cost, no obligation, no pressure.
Data sources
- National Weather Service, Boulder, Colorado: severe thunderstorm warnings, tornado warnings, and tornado watch issued June 24, 2026
- National Weather Service preliminary local storm reports, retrieved via the Iowa Environmental Mesonet, Iowa State University
- NOAA Storm Prediction Center storm reports

